Partnership proposal
Chargemont × Your Company
Deflect. Prevent. Recover.
Fewer disputes, healthier merchant accounts and revenue that stays where it belongs. Four steps, one team, transparent pricing at every stage.
20%
fraud & chargeback deflection rate
95%
prevention rate
70%
chargeback win rate
Deflect
Stop the dispute inside the banking app
Most disputes start with a cardholder who does not recognise a line on their statement. We push order detail straight into the issuer's banking app, so the cardholder sees the purchase they actually made and the dispute is never filed.
- Visa Order Insight
- Digital receipts with order and delivery data
- Compelling Evidence 3.0
- Fewer disputes reaching the scheme at all
Pricing proposal · Deflect
Charged per API call. No platform or setup fee.
Current account · ···· 4417
$4,182.36
Transactions
- WEWELLNESS*SUPPLEMENTSToday · 14:22-$42.19
- TrTransport for LondonToday · 08:11-$3.40
- SaSalary — Northwind LtdMon · 09:00+$2,940.00
- BlBlue Bottle CoffeeMon · 08:32-$5.60
Wellness Supplements
Order #1666467 · Subscription
Protected by Chargemont
- Magnesium Complex ×2$28.00
- Omega-3 Daily ×1$8.20
- Vitamin D3+K2 ×1$5.99
- Subtotal$42.19
- Tracking numberDHL 4207 9915 331
- DeliveredSep 3, 14:22
Awaiting resolution
- Unrecognised charge
- Order detail & resolution offered
- Dispute avoided
Prevent
Chargeback prevention through alerts
Alerts reach us before the scheme does, and we refund or resolve inside the window — so the transaction never becomes a chargeback.
- Ethoca, RDR, CDRN alerts
- Volume-based tiers, no minimums
Pricing proposal · Prevent
< 5,000 alerts / mo
- RDR$12.50
- CDRN$12.50
- Ethoca$18.00
5,000 – 10,000 alerts / mo
- RDR$12.00
- CDRN$12.00
- Ethoca$17.00
> 10,000 alerts / mo
- RDR$11.00
- CDRN$11.00
- Ethoca$17.00
Prepaid, per alert actioned. No setup, platform or cancellation fees.
Recover
Chargeback fighting, case by case
What slips through, we fight. Full-service representment across every PSP, with evidence built to each issuer's reading of the rules — one flat fee per case, win or lose.
- Chargeback representment across all PSPs
- PayPal case management
- Issuer-level optimised evidence strategy
- Root-cause analysis and feedback to your team
Pricing proposal · Recover
Flat per case — includes every case we fight, won or lost. No revenue share.
Risk Reporting
VAMP and scheme thresholds, monitored daily
Every MID, every provider, one view. We track TC15 and TC40 against Visa's VAMP thresholds so a ratio problem is caught weeks before it becomes an enforcement letter.
- VAMP rate per MID and company aggregate
- TC15 / TC40 fraud and dispute reporting
- Threshold alerts before enforcement
- Monthly review with your risk team
Pricing proposal · Risk Reporting
Part of the partnership — no separate charge.
VAMP rates · per processor
Healthy0.90%
company aggregate vs 1.5% Visa thresholdShopify Payments
SP LEDISA.COM
0.94%Adyen
ADYEN*LEDISA LLC
0.88%Stripe
STRIPE*LEDISA
0.84%Airwallex
AWX*LEDISA LLC
0.96%
VAMP = (TC15 + TC40) / Visa transactions
How the partnership works
Shared incentives, no lock-in
Data integration
Alert, fraud and dispute data flowing straight into your platform — so every chargeback signal we see lands where you need it.
Dedicated team
A Chargemont team acting on your behalf, in your name, in a shared Slack Connect channel.
You keep the upside
Wholesale pricing with the margin yours to keep. No revenue share, no hidden fees.
Let's build this partnership
A 30-minute walkthrough of all four steps against your own dispute history — with the numbers each step would have saved you last quarter.
Laurynas · laurynas@chargemont.com · chargemont.com
Chargemont · Partnership proposal